Cheapest Self Certification Mortgage

There has probably never been a better time in terms of choice and competition to get a self cert mortgage. The product is now well established in the marketplace and many of the major financial institutions offer some version of this type of mortgage.

Many different financial institutions have entered the mortgage market in recent years. This is great news for the consumer as the additional players drive competition and also present you with some negotiating room. This is a very important point to remember when trying to achieve the cheapest self certification mortgage. As always, it’s very important to do your homework and make sure that you have all your ducks in a row before even approaching any of the mortgage providers. But once you have this achieved, the research that you will have done will stand you in good stead.

While it’s everybody’s intention to achieve the cheapest possible mortgage, you have to remember that you will be dealing with this company for a long period of time so you will need to balance the desire to get the cheapest deal with the requirement that you are also dealing with one of the stable players in the market. Researching the financial institution that you’re actually making the deal with is a vital component of the deal as well.

So while your obviously going to try to get the most inexpensive mortgage product available it’s also important to make sure that what you actually finish up with is a financial product that is inexpensive but also stable.